American Lending Center

American Lending Center (ALC) is a private non-bank lending institution and nationally recognized leader in small business lending. Headquartered in Long Beach, Calif., ALC provides commercial loans to eligible small businesses nationwide primarily through Small Business Administration (SBA) programs. We have great passion for small businesses and believe that the success of the small business community is built on direct access to fast and flexible credit.


In June 2020, the Department of Treasury and SBA approved ALC as a Paycheck Protection Program (PPP) lender. ALC is one of only a handful of nonbanking institutions so designated to provide immediate financial relief to struggling small businesses. We have closed PPP loans to over 500 eligible small business borrowers across 36 states so far.


As of September 1, 2020, ALC’s lending practice has sponsored and funded 85 SBA 504 projects in 19 states. Over the past decade, ALC has offered structured senior loan products to numerous hospitality construction projects through the SBA 504 program, contributing to a combined construction budget of over one billion dollars. Since 2009, ALC’s lending practice has successfully created more than 12,000 full-time jobs nationwide.


Total Portfolio


Total SBA Portfolio




Jobs Created

As of Feb 28, 2021

Best PPP Loan Application Service

We welcome all eligible borrowers nationwide – whether you are a new or existing ALC client – to file your PPP application RIGHT HERE, RIGHT NOW.

We specialize in serving:

-Small businesses with 10 or fewer employees, or are self-employed borrowers
-Minority- and women-owned businesses with limited banking resources
-Businesses in low income communities or are otherwise underserved by traditional banks

News & Insights

ALC at the forefront of PPP for small businesses

Round two of the Paycheck Protection Program continues. Nearly 89% of ALC’s PPP loan recipients have been minority or women […]

American Lending Center Supports Small and Minority-Owned Businesses in Second Round PPP

ALC introduces professional support system for small enterprises to navigate loan program LONG BEACH, Calif. (January 15, 2021) – American Lending […]

ALC’s parent company RCH made to the LABJ’s list of 100 Fastest Growing Private Companies

Congratulations to Regional Centers Holding Group(ALC’s parent company) and Sunstone Management(ALC’s sister company) on making the Los Angeles Business Journal’s list of top 100 […]

Get update from ALC