American Lending Center

American Lending Center (ALC) is a private non-bank lending institution and nationally recognized leader in small business lending. Headquartered in Irvine, California. ALC provides commercial loans to eligible small businesses nationwide primarily through Small Business Administration (SBA) programs. We have great passion for small businesses and believe that the success of the small business community is built on direct access to fast and flexible credit.


Between 2009 and 2020, ALC offered strategically structured senior loan products to 80+ qualified SBA 504 projects in 19 states, contributing to a combined construction and business expansion budget of over one billion dollars. During these pre-COVID years, ALC’s lending practice has successfully created more than 12,000 new jobs nationwide.


In June 2020, the Department of Treasury and SBA approved ALC as a Paycheck Protection Program (PPP) lender. ALC is one of only a handful of nonbank institutions so designated to provide immediate financial relief to struggling small businesses. We have approved PPP loans to almost 30,000 eligible small business borrowers across all 50 states and Washington DC as of end of May when PPP program ended.


ALC was ranked top 100 and one of the Best Places to Work in 2020 and 2021 by the Los Angeles Business Journal.


Total Portfolio


Total SBA Portfolio




Jobs Created


Jobs Retained

As of June 30, 2021

News & Insights

Innovation Leader John Shen Joins President Biden at White House Bill Signing

        WASHINGTON (June 14, 2022) – National business leader John Shen attended the official signing of the Commission […]

American Lending Center Recognized by The Financial Times in Fastest Growing Companies in the Americas for the Second Year in a Row

CALIFORNIA, USA (April 11, 2022) – American Lending Center Holding (ALC) has again been recognized by The Financial Times (FT) […]

American Lending Center Applauds Extension of Paycheck Protection Program to May 31, 2021

LONG BEACH, Calif.–American Lending Center (ALC) strongly endorses President Biden’s signing of the Paycheck Protection Program (PPP) Extension Act of […]

Get update from ALC