American Lending Center (ALC) is a private non-bank lending institution and nationally recognized leader in small business lending. Headquartered in Long Beach, Calif., ALC provides commercial loans to eligible small businesses nationwide primarily through Small Business Administration (SBA) programs. We have great passion for small businesses and believe that the success of the small business community is built on direct access to fast and flexible credit.

In June 2020, the Department of Treasury and SBA approved ALC as a Paycheck Protection Program (PPP) lender. ALC is one of only a handful of nonbanking institutions so designated to provide immediate financial relief to struggling small businesses. We have approved PPP loans to over 10,000 eligible small business borrowers across all 50 states and Washington DC as of the first week in April.

Between 2009 and 2020, ALC offered strategically structured senior loan products to 85 qualified SBA 504 projects in 19 states, contributing to a combined construction and business expansion budget of over one billion dollars. During these pre-COVID years, ALC’s lending practice has successfully created more than 12,000 new jobs nationwide. As of the end of the first quarter of 2021, ALC has retained approximately 28,000 jobs through the PPP loans and managed a highly dynamic SBA loan portfolio of a total amount over $480,000,000.