American Lending Center (ALC) is a private non-bank lending institution and nationally recognized leader in small business lending. Headquartered in Long Beach, Calif., ALC provides commercial loans to eligible small businesses nationwide primarily through Small Business Administration (SBA) programs. We have great passion for small businesses and believe that the success of the small business community is built on direct access to fast and flexible credit.

In June 2020, the Department of Treasury and SBA approved ALC as a Paycheck Protection Program (PPP) lender. ALC is one of only a handful of nonbanking institutions so designated to provide immediate financial relief to struggling small businesses. We have closed PPP loans to over 500 eligible small business borrowers across 36 states so far.

As of September 1, 2020, ALC’s lending practice has sponsored and funded 85 SBA 504 projects in 19 states. Over the past decade, ALC has offered structured senior loan products to numerous hospitality construction projects through the SBA 504 program, contributing to a combined construction budget of over one billion dollars. Since 2009, ALC’s lending practice has successfully created more than 12,000 full-time jobs nationwide.